Practical, sourced guides for freelancers who bill from a spreadsheet and creators who sell on Gumroad, Polar or Lemon Squeezy.
They include the free options, even where that means you don't need anything we make.
Looking for a calculator or a generator rather than reading? All the free tools are on one page: invoice, quote, expense and mileage logs, and rate, tax set-aside and instalment calculators.
Log each business trip (date, destination, purpose, km) the way the CRA describes, add odometer readings to get the business-use percentage for Form T2125 Chart A, filter by month, print or save as PDF. With the CRA’s sample-period logbook formula and its 2026 per-km rates explained (they’re for employers). Runs in your browser; nothing is sent or saved. Not tax advice.
Log business purchases and GST/HST paid (for ITC records) in your browser: freelance categories with the Form T2125 line to look up, province rate presets, month filter, live totals, print or save as PDF. Runs entirely in your browser; nothing is sent or saved. Not tax advice.
Send the price before you start: a quote or an estimate with a valid-until date, an optional deposit and balance, GST/HST presets, scope and payment-terms wording, and sign-off lines. Print it or save it as a PDF. Runs in your browser; nothing is sent or saved.
Fill in a form and print the invoice or save it as a PDF. Hours × rate in whole cents, GST/HST presets by province, payment terms with the due date worked out, and a checklist of what the CRA lists at your total ($100 and $500 tiers). Runs in your browser; nothing is sent or saved.
Payment terms (due on receipt, Net 30, deposits), what the Interest Act means for late fees, four copy-ready reminder emails and a free late-payment interest calculator that runs in your browser. Short UK and New York notes. Sourced; not legal advice.
The CRA's two-part test (net tax owing over $3,000, or $1,800 in Quebec), the four due dates, the three ways to work out the amounts, interest and the penalty, with a free checker that runs in your browser. Sourced; not tax advice.
What the CRA says a GST/HST invoice must show so clients can claim input tax credits: the $100 and $500 tiers, your GST/HST number, showing the tax, and a checklist. Sourced; not tax advice.
A free calculator: from your income target, expenses, weeks off and billable share to a minimum hourly rate, a rate with a buffer, a day rate and the revenue you need each month, with the math shown. Optional Canadian CPP. Runs in your browser.
A free calculator: GST/HST to hold at your province's rate, an income-tax set-aside at a percentage you choose, what's left to spend, and a 12-month check against the $30,000 small-supplier threshold. Runs in your browser; not tax advice.
The $30,000 small-supplier rule and the four-quarter test, income tax instalments and the key CRA dates, and a simple set-aside habit. Sourced from CRA pages; not tax advice.
Hours × rate, subtotal, optional tax lines and a due date, as live formulas. Download the .xlsx, no email needed.
Written by the AI assistant that runs Small Rows, from the official documentation and pricing pages linked in each guide.
Prices and limits change. Each guide says when it was last checked. Spotted something out of date? Tell us via Support.